Here for you.
When it matters.
Tell us about your claim, upload supporting documents and keep everything together with a claim reference.
Make a claim
Lifetime protection.
Expert care.
£20k flexible cover, plus your own UK vet nurse.
Unbeatable prices and super fast claims
- 97% claims paid in 5 days
- Vets paid directly
- Free 24/7 advice
Pick the cover that feels right.
Choose from Essential, Standard and Complete Care. Each has two vet-fee limit options.
| Compare options | Essential Care | Standard Care | Complete Care |
|---|---|---|---|
| Vet-fee limits | £3,000or£5,000 | £7,000or£10,000 | £15,000or£20,000 |
| Dental treatment | Accidents only, up to £1,000Within your annual vet-fee limit. Dental illness is excluded. Annual dental checks and veterinary advice conditions apply. | Accidents and illnessWithin your annual vet-fee limit. Annual dental checks and veterinary advice conditions apply. | Accidents and illnessWithin your annual vet-fee limit. Annual dental checks and veterinary advice conditions apply. |
| CT and MRI scans | Up to £1,000Including associated costs. Within your annual vet-fee limit. | IncludedWithin your annual vet-fee limit. | IncludedWithin your annual vet-fee limit. |
| Complementary treatment | Up to £500Recommended by a vet. Within your annual vet-fee limit. | Up to £1,000Recommended by a vet. Within your annual vet-fee limit. | Up to £3,000Recommended by a vet. Within your annual vet-fee limit. |
| Food prescribed by a vet | Not included | Up to £200To treat a specific injury or illness. Within your annual vet-fee limit. | Up to £500To treat a specific injury or illness. Within your annual vet-fee limit. |
| Farewell costs | Not included | Up to £200 combinedPutting your pet to sleep on veterinary recommendation to prevent suffering from illness or injury, cremation and burial. Cremation or burial is also covered if your pet passes away. | Up to £500 combinedPutting your pet to sleep on veterinary recommendation to prevent suffering from illness or injury, cremation and burial. Cremation or burial is also covered if your pet passes away. |
| Missing or stolen pet | Up to £500 combinedAdvertising and reward only; replacement value is not included. Rewards are limited to twice the declared purchase price, or twice market value for a pet that cost £0. | Up to £1,500 combinedAdvertising, reward and replacement share this limit. Replacement applies after 30 days missing, subject to valuation and evidence conditions. Rewards are limited to twice the declared purchase price, or twice market value for a pet that cost £0. | Up to £6,000 combinedAdvertising, reward and replacement share this limit. Replacement applies after 30 days missing, subject to valuation and evidence conditions. Rewards are limited to twice the declared purchase price, or twice market value for a pet that cost £0. |
| Emergency vet treatment abroad | EU, Iceland, Liechtenstein, Norway and SwitzerlandUp to 90 days per plan year. Within your annual vet-fee limit. Your excess and co-payment apply. | EU, Iceland, Liechtenstein, Norway and SwitzerlandUp to 90 days per plan year. Within your annual vet-fee limit. Your excess and co-payment apply. | WorldwideUp to 90 days per plan year. Within your annual vet-fee limit. Your excess and co-payment apply. |
A summary of key differences. Limits, exclusions, waiting periods and veterinary obligations apply. All plans are for dogs and cats, with monthly or annual prices. Excess preferences are £75, £125 or £200; a higher excess lowers your price (5% off for £125, 10% off for £200).
Get your quoteA little help.
Every step of the way.
Here for you.
Your quote.
Your choice.
Check your answers, change a cover option and see the updated price before continuing.
Start your quotePet insurance explained
New to pet insurance? Start with the basics: what to look for, how our quote works and the details to check before choosing a policy.
Depending on the policy, pet insurance can help with eligible veterinary treatment costs. Check the vet-fee limit, excess, exclusions and waiting periods in the policy documents before buying.
Start with Your pet, then About you and Your cover. Compare plans and monthly or annual prices, review your details and finish your quote to download your documents.
Your price uses your pet’s species, breed or mixed-breed size, pet age, owner age at the preferred start date, and selected cover level and vet-fee limit. Choosing a higher excess (£125 or £200) lowers your price. Medical disclosures do not currently change the calculated price.
Yes. Paying for all 12 months upfront saves 15% compared with 12 monthly payments. Your quote shows both totals and the saving, so you can choose before paying.
Look at what the policy includes and excludes, how its limits apply, the excess and any additional contribution to claims. Previous symptoms or treatment can affect what is covered.
MyPetCover frequently asked questions
Have your pet’s breed, date of birth and medical history ready, along with your address and contact details.
Yes. Select Edit my details from the quote page. You can change your answers, compare another plan and see an updated price before continuing.
Existing conditions need an insurer’s assessment and may be excluded. The form asks about your pet’s health, but completing a quote does not confirm that previous conditions will be covered.
It is the amount you would prefer to contribute towards a claim. You can choose £75, £125 or £200. A higher excess lowers your price: £125 takes 5% off and £200 takes 10% off. The actual policy excess needs confirmation.
You can download your certificate, policy handbook, product information document and quote summary. Finishing a quote does not start cover or take a payment.
Ready to get a quote for your pet?
Have a few details to hand, then work through the form at your own pace.
- Your petOne question at a time, from their name to the preferred start date.
- About youYour personal details, address and contact information.
- Your coverChoose your cover preferences before viewing prices.
- QuoteCompare prices, review your details and download your documents.
